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| Rates as low as 0% APR* | Easy monthly payments | No hard credit checks | Quick, easy application |
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Frequently Asked Questions
No, your Affirm virtual card is good for one use only, and it isn't a revolving line of credit.
Your credit score won't be affected by creating an Affirm account or seeing if you pre-qualify. If you decide to buy with Affirm, this may affect your credit score. You can find more information here.
When you pre-qualify, you get an estimate of how much you can borrow. You're not on the hook to pay back your pre-qualified amount until you actually borrow it. You also don't have to borrow the full amount.
Affirm doesn't charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Your APR may be different depending on your creditworthiness and where you are shopping. The exact terms that apply to your purchase will be given when you check out with Affirm.
